At Scribner Bank, our mission is to meet the desires of our customers. As financial service professionals entrusted with sensitive financial information, we respect the privacy of our customers and are committed to treating customer information responsibly.

 We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, or others; and
• Information we receive from a third party, such as a consumer-reporting agency.

"Nonpublic personal information" is nonpublic information about you that we may obtain in connection with providing a financial product or service to you. This could include information such as account balances, account activity and usage, and payment history.

 We do not disclose any nonpublic personal information about you to anyone, except as permitted by the law.

 If you decide to close your accounts(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this letter.

 Scribner Bank restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

 If you have any questions regarding this policy, please contact Martin Koopman or Diane Hasemann at 402-664-2561.