man using calculator

Personal

Checking

Personal Checking

  • Free online banking
  • Transaction fee and Monthly Maintenance Charge waived for customers 26 years of age and younger
  • Check images are included with statement
  • Monthly Maintenance Charge and transaction fee will be waived when a $250.00 daily minimum balance or a $500.00 average daily collected balance (per statement cycle) is maintained
  • Lower minimum balances are subject to a maintenance charge of $3.00 and an additional transaction fee of $0.15 for each debit in excess of 2 per statement cycle

Senior Citizen Checking

  • Free checking for customers 62 years of age and older
  • No minimum balance required
  • Notify us if you qualify

NOW Checking

  • No minimum balance required
  • Interest Rate tiers at $500, $10,000, $25,000 and $75,000
  • Interest is earned monthly on daily collected balance with rate tier
  • Monthly maintenance Charge of $7.50 and an additional transaction fee of $0.15 for each debit in excess of 30 per statement cycle is waived by maintaining a $500 daily balance or average daily collected balance of $1,000

Health Savings Accounts

Tax-advantaged account that can be established to pay for qualified medical expenses for the account holder, their spouse, and dependents.

  • Free Visa Debit Card available
  • No monthly service charge
  • Earn Interest on your balance
  • Transfer fee of $30.00 to relocate account to another institution

Savings

Money Market Account

  • No minimum balance required
  • Limited transaction, interest-bearing account
  • Interest rates tiered at $2,500, $10,000 and $50,000
  • Monthly Maintenance Charge of $7.50 is waived by maintaining a $2,500 daily balance or average daily collected balance of $5,000
  • Limited to 6 withdrawals or transfers to another account of yours or a third party by means of a pre-authorized automatic transfer, telephone order, bill payment service, instruction, check, draft, debit card, or similar order per statement cycle
  • Transaction fee of $7.00 for each debit in excess of 6 per statement cycle

Passbook Savings

  • Interest-bearing account
  • Receive 9 withdrawals per quarter without charge, each additional debit will incur a $0.25 transaction fee
  • Limited to 6 withdrawals or transfers to another account of yours or a third party by means of a pre-authorized automatic transfer, telephone order, bill payment service, instruction, check, draft, debit card, or similar order per month
  • Maintenance charge is waived when a minimum daily balance of $100.00 or average daily collected balance of $200.00 is maintained
  • Lower minimum balances incur a monthly maintenance charge of $2.00
  • Fees do not apply to customers 26 years of age and younger or customers age 62 and older.

Certificates of Deposit

  • $500 minimum required to open account
  • Terms available from 3 to 60 months
  • Early withdrawal penalties apply

Individual Retirement Accounts (IRAs)

  • Traditional, Education, Simplified Employee Pension (SEP) and Roth Certificates of Deposit available with various terms
  • 24 Month Time Open account available with no minimum deposit balance or minimum deposit requirement
  • Early withdrawal penalties apply

Loans

Scribner Bank offers a wide range of personal loans to assist you whether you are purchasing a car or consolidating bills.  All of our loan decisions are made locally and in a timely manner.  Please visit us today to see how we can help you.

Automobile Loans

  • Let us finance the new or used car of your dreams
  • Competitive interest rates
  • Flexible repayment terms

Bill Consolidation Loan

  • Let us consolidate your higher rate loans into a single loan
  • Competitive interest rates
  • Adequate collateral is required

Nebraska Department of Energy Loans

  • Scribner Bank can help you finance qualifying energy efficient improvements
  • Low interest rates with repayment terms up to 10 years
  • Contact one of our loan officers for current rates and application procedures

Certificate of Deposit (CD) Loan

  • Your CD can be used as collateral for your loan

*Loan interest rate is 2.0% to 3.0% above your CD interest rate